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Budget
Track spending with Wants vs Needs framework
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Budget Performance
Cascabel Intelligence
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AI insights will appear here.
Spending Pace
Spending Mix
No spending data
Burn Rate
No spending data for this period
Baseline data available
Average line based on -month historical spending pattern
Monthly Breakdown
No data for selected period
Focus Categories
categoriesNo focus categories
Select categories to focus on in the Targets tab
Areas of Concern
Click to view transactions
No concerns - you're doing great!
Positive Trends
Keep tracking to see positive trends
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Classify Your Spending
Drag categories between columns to classify them as Needs, Wants, or Excluded
Fixed costs
Drop categories here
Essential spending
Drop categories here
Lifestyle choices
Drop categories here
Not tracked in budget
Drop categories here
AI-powered budget review
This may take a few seconds
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Confirm Changes
Select which changes to apply:
Click the AI Advisor button to get started
Group classification:
Override specific categories to classify them differently from the group default.
| Category Detail | Classification |
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No category details found for this group
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Budget Summary
Budget Mix
Classify categories first
Setting targets works best after you've classified your categories as Wants or Needs. Switch to the to get started.
Calculate Your Baselines
We'll analyze your transaction history to suggest realistic spending targets for each category. This helps you set achievable budgets based on your actual spending patterns.
COMMITMENTS categories • focus Fixed costs
NEEDS categories • focus
WANTS categories • focus
AI-powered budget review
This may take a few seconds
Unable to generate advice
Confirm Changes
Select which changes to apply:
Click the AI Advisor button to get started
AI Features Disabled Globally
AI features are currently disabled in your global settings. The toggles below will only take effect when global AI Insights is enabled.
Go to Settings to enable AIPersona & Style
How the budget system works for you
Determines how budgets are calculated and displayed
Soft targets provide guidance without hard limits
Monthly Envelope
Optional overall spending ceiling
Leave empty if you don't want an overall limit
AI Features
Control AI-powered budget insights and suggestions
Display Preferences
Customize dashboard appearance